(16) Create a loan so you can a buyers complete with a consult function that was maybe not obviously revealed on the written arrangement pursuant to help you section -3 or collect or demand repayment of any outstanding equilibrium otherwise delinquent notice or fees except just like the given in part -3 ;

(17) Fail to comply with any appropriate county otherwise federal regulations relating into affairs governed by this chapter; otherwise

(b) Along with any penalties provided for lower than this chapter, any cost mortgage deal into the citation off subsection (a) is going to be gap and you will unenforceable.»

«(d) The rate limitations contained in subsections (a) and (b) [on the part] and section 478-11.5 shall not apply to any [borrowing from the bank]:

Borrowing from the bank

(1) transaction authorized by, and entered into in accordance with the provisions of, articles 9 and 10 of chapter 412 or chapter 476[.]; otherwise

» §478-5 Usury not recoverable. But if in any action on the contract proof is made that a greater rate of interest than that permitted by law has been directly or indirectly contracted for, the creditor shall only recover the principal and the debtor shall recover costs. This section shall not be held to apply[, so you’re able to financing] to:

(1) Funds made by financial services loan companies title loans in Carbondale Kansas and credit unions at the rates authorized under and pursuant to articles 9 and 10 of chapter 412[.]; otherwise

» §478-6 Usury; penalty. Any person who directly or indirectly receives any interest or finance charge at a rate greater than that permitted by law or who, by any method or device whatsoever, receives or arranges for the receipt of interest or finance charge at a greater rate than that permitted by law on any credit transaction shall be guilty of usury and shall be fined not more than $250, until an increased amount is welcome for legal reasons, or imprisoned not more than one year, or both.»

In the event the an increased rate of interest than simply that enabled legally was contracted having in terms of any credit exchange, any home business financing otherwise one charge card arrangement, the newest deal will not, by reason thereof, become void

(1) The new department from wellness otherwise their designee into the providers off adult promote house for those having developmental disabilities otherwise developmental handicaps domiciliary residential property as well as their team, as the available with section 321-fifteen.2;

(2) This new company from health otherwise its designee on the prospective professionals, individuals looking to serve as providers, otherwise subcontractors from inside the ranking you to definitely put them in direct exposure to readers whenever taking non-witnessed direct psychological state otherwise health care services once the provided by part 321-171.5;

(3) The latest institution of health or its designee to your most of the people having licensure otherwise degree getting, workers to own, potential staff, adult volunteers, as well as adults, except people into the proper care, at hospitals given that discussed for the part 321-15.2;

(4) Brand new company off training to your staff, potential employees, and you can teacher trainees in any public school into the positions you to call for intimate distance so you’re able to pupils because the provided with section 302A-601.5;

(5) This new areas towards the personnel and you can potential teams who can be inside ranks one to put them close to pupils in sport or childcare applications and you will qualities;

(7) The latest county alcoholic drinks profits toward teams and prospective employees in liquor management, law enforcement, and you will alcoholic beverages control investigations;

(8) Brand new company out-of human properties into operators and personnel off child compassionate establishments, son position communities, and foster boarding belongings due to the fact available with area 346-17;

(10) Brand new company from individual functions otherwise the designee towards the applicants so you can efforts child care business, family members of one’s candidate, possible team of your own applicant, and you can the new employees and you can relatives of one’s seller once registration otherwise licensure since the available with area 346-154, and you may persons susceptible to point 346-152.5;